我反对前面几乎所有答案。 包括提问的,经济总量根本无法代表州的穷富啊,同样,一个物价高得地区和物价低的地区开工资差异也无法弥补地区差异。
例如加州开7-10万都无法和俄亥俄的5万比。我们这边全10分学区297平 (3200 sqft) 10年房+.55英亩的地才30万美元上下。你加州同样学区和地得200万线了吧?
此外州本身预算也是问题。 有些州GDP很高,然而万税后还是入不敷出,面临破产,你说这个州富有么?
那么我们从州和个人来看富有吧:
州财政情况(负债率越低的州说明遇到情况时可以调用资源相对多,有钱可花):
全美最富的州:阿拉斯加 -- 州资产786亿美元,负债106亿美元, 负债率仅仅是13.5% 净值680亿美元高踞全美绝对数值第三。 因为州资产如此充分,阿拉斯加州是美国七个不受个人所得税的州之一。 因为他们从石油和天然气里的税就能让这个州如此之富了。。。
第二到第十分别是:
内不拉斯加:州资产151亿美元,负债22.5亿,负债率 14.9%
南达科他:州资产74.1亿美元,负债11.7亿,负债率 15.8%
田纳西:州资产410亿美元,负债72亿,负债率17.5%
爱达荷:州资产153亿,负债32.8亿,负债率21.3%
俄克拉何马:州资产230亿,负债51亿,负债率22.1%
怀俄明:州资产241亿,负债55.6亿,负债率23%
北卡罗来那:州资产668亿,负债155亿,负债率23.2%
犹他州:州资产312亿,负债76.7亿,负债率24.5%
北达科他:州资产265亿,负债69.5亿,负债率26.2%
全美债务最深的州:
新泽西:州资产562亿,负债1765亿,负债率314.1% 已经可以破产3次了。 最核心的问题,高福利和原来制定的州退休金标准
伊利诺伊:州资产662亿,负债1889.3亿,负债率303.7% 同样和新泽西难兄难弟,没排第一是因为新泽西资产更少,所以债务率高。 核心问题还是福利债务。
马萨诸塞:州资产362亿,负债892亿,负债率245.8% 继续,福利债务
康乃迪克:州资产297.5亿,负债676.1亿,负债率227.2%
肯塔基:州资产350亿,负债496.3亿,负债率141.6%
加利福尼亚:州资产2494亿,负债2797.5亿,负债率112.2%
马里兰:州资产485亿,负债509.2亿,负债率105% 马里兰的问题主要是州的医疗补助问题严重。
罗德岛:州资产707亿,负债737亿,负债率104.2%
夏威夷:州资产 212.4亿,负债198.7亿,负债率93.6%
路易斯安那:州资产311.6亿,251亿,负债率80.6%
其他的州中,纽约,宾夕法尼亚都是80% 属于危险线。 路易斯安那负债率高主要是因为几次飓风对州资产损失很大。 造成的负债比较多,但由于资产回升,负债率也是快速走低,和其他州结构性负债有所不同。
大家觉得那个州更富有呢?
由于联邦税率是各州一样的, 那么各州税率就是造成收入的主要差距(大型城市的城市税有额外影响)。 这里还要加入物价水平对于实际收入的影响。
在这里我首先根据物价水平取了州家庭中位收入的调整后真实收入。 然后加入所在州税率(DC使用了城市税 8.5%) 从而得到了真实收入(住大城市里的有额外的税,这里就先忽略了)得到结果如下:
全美家庭(household, 通常定义是一夫一妻,外加2个子女)州税后(联邦/城市税前)真实收入倒数前10的州
1。密西西比:$42,703
2。西弗吉尼亚:$42,822
3。阿肯色:$43,729
4。新墨西哥: $43,776
5。纽约州: $45,893 (对,你没看错,纽约州就是加上纽约市,税后均收入也是美国倒数前5,这里还不算纽约的市税)
6。 路易斯安那: $46,216
7。佛罗里达: $46,375
8。肯塔基: $46,547
9。缅因: $46,754
10。爱达荷: $47,618
美国家庭收入最富的10个州(标准同上)
1。阿拉斯加 $66,033
2。马里兰 $62,663
3。新罕普舍尔 $62,221
4。马萨诸塞 $60,102
5。 北达科他 $59,907
6。佛吉尼亚 $59,623
7。 犹他 $59,435
8。 华盛顿特区 $59,144
9。 康乃迪克 $58,947
10。 明尼苏达 $58,423
综合所有数据来看,阿拉斯加的真实家庭收入大概是密西西比的1.55倍,但是阿拉斯加的工作机会相对较小(石油,渔业,林业),气候也比较恶劣。 (同样的还有新罕普舍尔,北达科他,犹他和明尼苏达)
考虑到州政府负债情况(对未来加税的预期,例如麻省负债高达245% 你说他未来不加税减福利我都不信,类似的还有康乃迪克),收入/税率/教育水平,我个人认为马里兰-弗吉尼亚一线地区还是相对比较好的选择。
顺便查了一下美国各郡的家庭均收入情况。
全美一共有16个郡家庭均收入在10万美元以上。 算是中产里的顶尖水平(因为豪富基本上不收工资,生活和公司走,所以「收入」反而不好统计,这是工资水平来算的。 所以说是中产顶尖代表。
他们分别是:
![](https://img.jasve.com/2024-3/0d634149495c421ddd44c357e37b9273.webp)
然后我们按州税和物价进行调整(有些州如俄亥俄,田纳西还有乔治亚的物价低,实际购买力强)后如下
![](https://img.jasve.com/2024-3/af9cfd7c2a6348c2cdf36f23e2ecf396.webp)
我发现我所在的Delware county OH的大家真富啊。。。全美第4。。。另外靠近DC的油水真多,全美前三里俩是他们
----------------------------基础数据的分割线----------------------
格式:
州:
州家庭(一夫一妻+2子女为标准)中位数收入
地区物价(对比全国均价)
真实收入水平。
* 注意,这里并不考虑各州税率。全部收入是税前收入购买力计算
Alabama
* Median household income: $44,765
* Regional price parity out of 100: 86.8
* *Real income: $51,573*
Alaska
* Median household income: $73,355
* Regional price parity out of 100: 105.6
* *Real income: $69,465*
Arizona
* Median household income: $51,492
* Regional price parity out of 100: 96.2
* *Real income: $53,526*
Arkansas
* Median household income: $41,995
* Regional price parity out of 100: 87.4
* *Real income: $48,049*
California
* Median household income: $64,500
* Regional price parity out of 100: 113.4
* *Real income: $56,878*
Colorado
* Median household income: $63,909
* Regional price parity out of 100: 103.2
* *Real income: $61,927*
Connecticut
* Median household income: $71,346
* Regional price parity out of 100: 108.7
* *Real income: $65,636*
Delaware
* Median household income: $61,255
* Regional price parity out of 100: 100.4
* *Real income: $61,011*
District of Columbia
* Median household income: $75,628
* Regional price parity out of 100: 117
* *Real income: $64,639*
Florida
* Median household income: $49,426
* Regional price parity out of 100: 99.5
* *Real income: $49,674*
Georgia
* Median household income: $51,244
* Regional price parity out of 100: 92.6
* *Real income: $55,339*
Hawaii
* Median household income: $73,486
* Regional price parity out of 100: 118.8
* *Real income: $61,857*
Idaho
* Median household income: $48,275
* Regional price parity out of 100: 93.4
* *Real income: $51,686*
Illinois
* Median household income: $59,588
* Regional price parity out of 100: 99.7
* *Real income: $59,767*
Indiana
* Median household income: $50,532
* Regional price parity out of 100: 90.7
* *Real income:* *$55,713*
Iowa
* Median household income: $54,736
* Regional price parity out of 100: 90.3
* *Real income: $60,616*
Kansas
* Median household income: $53,906
* Regional price parity out of 100: 90.4
* *Real income: $59,631*
Kentucky
* Median household income: $45,215
* Regional price parity out of 100: 88.6
* *Real income: $51,033*
Louisiana
* Median household income: $45,727
* Regional price parity out of 100: 90.6
* *Real income:* *$50,471*
Maine
* Median household income: $51,494
* Regional price parity out of 100: 98
* *Real income: $52,545*
Maryland
* Median household income: $75,847
* Regional price parity out of 100: 109.6
* *Real income: $69,203*
Massachusetts
* Median household income: $70,628
* Regional price parity out of 100: 106.9
* *Real income: $66,069*
Michigan
* Median household income: $51,084
* Regional price parity out of 100: 93.5
* *Real income: $54,635*
Minnesota
* Median household income: $63,488
* Regional price parity out of 100: 97.4
* *Real income: $65,183*
Mississippi
* Median household income: $40,593
* Regional price parity out of 100: 86.2
* *Real income: $47,092*
Missouri
* Median household income: $50,238
* Regional price parity out of 100: 89.3
* *Real income: $56,258*
Montana
* Median household income: $49,509
* Regional price parity out of 100: 94.8
* *Real income: $52,225*
Nebraska
* Median household income: $54,996
* Regional price parity out of 100: 90.6
* *Real income: $60,702*
Nevada
* Median household income: $52,431
* Regional price parity out of 100: 98
* *Real income: $53,501*
New Hampshire
* Median household income: $70,303
* Regional price parity out of 100: 105
* *Real income: $66,955*
New Jersey
* Median household income: $72,222
* Regional price parity out of 100: 113.4
* *Real income: $63,688*
New Mexico
* Median household income: $45,382
* Regional price parity out of 100: 94.4
* *Real income: $48,074*
New York
* Median household income: $60,850
* Regional price parity out of 100: 115.3
* *Real income: $52,775*
North Carolina
* Median household income: $47,830
* Regional price parity out of 100: 91.2
* *Real income: $52,445*
North Dakota
* Median household income: $60,557
* Regional price parity out of 100: 92.3
* *Real income: $65,609*
Ohio
* Median household income: $51,075
* Regional price parity out of 100: 89.2
* *Real income: $57,259*
Oklahoma
* Median household income: $48,568
* Regional price parity out of 100: 89.9
* *Real income: $54,024*
Oregon
* Median household income: $54,148
* Regional price parity out of 100: 99.2
* *Real income: $54,585*
Pennsylvania
* Median household income: $55,702
* Regional price parity out of 100: 97.9
* *Real income: $56,897*
Rhode Island
* Median household income: $58,073
* Regional price parity out of 100: 98.7
* *Real income: $58,838*
South Carolina
* Median household income: $47,238
* Regional price parity out of 100: 90.3
* *Real income: $52,312*
South Dakota
* Median household income: $53,017
* Regional price parity out of 100: 88.2
* *Real income: $60,110*
Tennessee
* Median household income: $47,275
* Regional price parity out of 100: 89.9
* *Real income: $52,586*
Texas
* Median household income: $55,653
* Regional price parity out of 100: 96.8
* *Real income: $57,493*
Utah
* Median household income: $62,912
* Regional price parity out of 100: 97
* *Real income: $64,858*
Vermont
* Median household income: $56,990
* Regional price parity out of 100: 101.6
* *Real income: $56,093*
Virginia
* Median household income: $66,262
* Regional price parity out of 100: 102.5
* *Real income: $64,646*
Washington
* Median household income: $64,129
* Regional price parity out of 100: 104.8
* *Real income: $61,192*
West Virginia
* Median household income: $42,019
* Regional price parity out of 100: 88.9
* *Real income: $47,265*
Wisconsin
* Median household income: $55,638
* Regional price parity out of 100: 93.1
* *Real income: $59,762*
Wyoming
* Median household income: $60,214
* Regional price parity out of 100: 96.2
* *Real income: $62,593*
在这个基础上再加上各州的税率就可以看出真实收入(联邦税率各州一样):
表格为排名,总税率,地税,个人所得税,消费税
Overall Tax Burden by State
Overall Rank
(1=Highest)
State
Total Tax Burden
(%)
Property Tax Burden
(%)
Individual Income Tax Burden
(%)
Total Sales & Excise Tax Burden
(%)
1 New York 13.04% 4.62% 4.78% 3.64% 2 Hawaii 11.57% 2.20% 2.85% 6.52% 3 Maine 11.02% 4.80% 2.69% 3.53% 4 Vermont 10.94% 5.20% 2.32% 3.42% 5 Minnesota 10.37% 3.00% 3.70% 3.67% 6 Connecticut 10.19% 4.17% 3.34% 2.68% 7 Rhode Island 10.14% 4.70% 2.31% 3.13% 8 Illinois 10.08% 4.11% 2.44% 3.53% 9 New Jersey 10.02% 5.12% 2.46% 2.44% 10 California 9.57% 2.66% 3.65% 3.26% 11 Ohio 9.48% 2.90% 2.71% 3.87% 12 Maryland 9.45% 2.77% 3.92% 2.76% 13 West Virginia 9.40% 2.43% 2.87% 4.10% 14 Iowa 9.32% 3.43% 2.50% 3.39% 14 Mississippi 9.32% 2.80% 1.72% 4.80% 16 Wisconsin 9.26% 3.52% 2.67% 3.07% 17 Nebraska 9.17% 3.83% 2.39% 2.95% 18 Massachusetts 9.03% 3.60% 3.40% 2.03% 19 Arkansas 8.99% 1.79% 2.29% 4.91% 20 New Mexico 8.94% 2.03% 1.75% 5.16% 21 Kentucky 8.79% 2.03% 3.16% 3.60% 22 North Dakota 8.69% 2.20% 1.28% 5.21% 23 Pennsylvania 8.66% 2.98% 2.56% 3.12% 24 Indiana 8.56% 2.33% 2.33% 3.90% 25 Kansas 8.54% 3.07% 1.66% 3.81% 26 Michigan 8.53% 3.21% 2.18% 3.14% 27 Louisiana 8.43% 2.03% 1.49% 4.91% 28 Oregon 8.38% 3.17% 4.10% 1.11% 29 Utah 8.36% 2.46% 2.66% 3.24% 30 North Carolina 8.32% 2.30% 2.70% 3.32% 31 Arizona 8.21% 2.62% 1.39% 4.20% 31 Nevada 8.21% 2.23% 0.00% 5.98% 33 Texas 8.15% 3.70% 0.00% 4.45% 33 Washington 8.15% 2.66% 0.00% 5.49% 35 Colorado 8.10% 2.67% 2.26% 3.17% 36 Georgia 8.09% 2.75% 2.31% 3.03% 37 Wyoming 8.03% 4.17% 0.00% 3.86% 38 Missouri 7.95% 2.34% 2.42% 3.19% 39 South Carolina 7.88% 2.91% 1.97% 3.00% 40 Idaho 7.87% 2.48% 2.30% 3.09% 41 Virginia 7.77% 2.92% 2.73% 2.12% 42 Montana 7.64% 3.55% 2.69% 1.40% 43 Alabama 7.24% 1.41% 1.86% 3.97% 44 South Dakota 7.22% 2.90% 0.00% 4.32% 45 Oklahoma 7.17% 1.54% 1.89% 3.74% 46 New Hampshire 7.07% 5.60% 0.13% 1.34% 47 Florida 6.64% 2.72% 0.00% 3.92% 48 Tennessee 6.47% 2.05% 0.11% 4.31% 49 Delaware 5.68% 1.82% 2.70% 1.16% 50 Alaska 4.94% 3.54% 0.00% 1.40%
税率第1到第10是:
纽约州:总税率13.04%,夏威夷11.57%,缅因州 11.02%, 佛蒙特州 10.94%, 明尼苏达10.37%, 康乃迪格 10.19% 罗德岛10.14% 伊利诺伊 10.08%, 新泽西 10.02%, 加利福尼亚9.57%
税率倒数第一。。。还是阿拉斯加 4.94%...